AMMON HANNEMANN - Your Advocate for AHA + HOPER

$13,000 HOMEBUYER INCETIVE PROGRAM

HOPER

WELCOME TO THE....

HOPE 4

HOMEOWNERSHIP PROGRAM

Whether you’re buying your first home or your next home, this program is designed to help make your dreams of homeownership a reality.

Homebuyers can now earn 3.5% of their home purchase price (up to $13,000) as a homebuyer incentive. In addition, participants are provided pre-closing education, post- closing financial mentorship, and built-in protection against utility rate increases in their new home.

LET’S EXPLORE HOW THIS GROUNDBREAKING PROGRAM CAN BENEFIT YOU!

HOW THE PROGRAM WORKS

1

Get Pre-Qualified with a Lender of your Choice

2

Complete an Online Course

Complete a 6-8 hour self-paced financial education course.

3

Receive Your Funds

Once you complete the course, up to $13,000 (or 3.5% of the purchase price) will be paid to you.

4

Protection Against Utility Rate Hikes

Participants receive a solar system that is rolled into their
new mortgage. This helps replace the electricity you’d otherwise have to buy at ever-increasing prices with power you generate.

WHO QUALIFIES...

Available in over 40 states nationwide
Primary residence only
Condos and homes with existing solar panels are ineligible
First-time or non first-time homebuyers

REAL EXAMPLE

SAVED $112 PER MONTH
RECEIVED $13,000
LOWER FHA RATE

Earned $13,000 in cash, used to buy down the interest rate.

PARTICIPANTS HAVE USED THE FUNDS FOR....

SAVINGS ACCOUNT REPLENISHMENT
PAY REALTOR FEES
RATE BUYDOWN
CLOSING COSTS
CASH RESERVES FOR MORTGAGE APPROVAL
DEBT PAYOFF

PROGRAM REQUIREMENTS

Complete a 6-8 hour self-paced online financial education course (prior to close).
Install a solar system after closing that is financed through your home mortgage with no additional upfront costs to you.
Enroll in a post-closing financial mentorship course to grow your financial knowledge.
Respond to periodic surveys and participate in soft credit monitoring

4 BENEFITS

YOU'LL LOVE

$13,000* CASH INCENTIVE

Often used to help cover closing costs or replenish savings.

NORMAL FHA RATES

Get the same great FHA rate as a normal FHA program!

Utility Rate Savings

Shields you from utility price hikes and provides predictable budgeting.

INSTANT SAVINGS

Bundle solar panels into the FHA loan and cut energy costs from day one.