AMMON HANNEMANN - Your Advocate for AHA + HOPER
HOPER
The key to closing more FHA loans
$13,000 HOMEBUYERS INCENTIVE PROGRAM
$34K YEAR 1 VALUE
Increase HOme value
$13K
Since They own there Panels it increases resale value by $10K-$15K
Earned income
$13K
Borrowers get 3.5% up to $13K This is not a grant or a gift this is earned income
Tax Benefit
$6K
Each borrower will get between $5K-$9K in tax benefits for producing their own solar
Electric savings year 1
$2K
Most Borrowers Save between $150-$400 each month on their electric bill
Who's This Perfect For
If a buyer is using a DPA or stuck on cash, DTI, structure, this likely applies.
Short on cash to close or reserves
No gift funds or outside assistance
High DTI from consumer or auto debt
Focused on long-term affordability
Switching from Conventional or USDA to FHA
Needs balance-sheet flexibility to qualify
SLIDE DECK
HOPE FOR HOMEOWNERSHIP EXPLAINER VIDEO
1000+ Loan officers utilize Hoper
Some Questions & Answers
Frequently Q. & A.
Is this a gift or a grant to the borrower?
No, the funds are considered earned income, not a grant or gift. There is no repayment, no lien, and no refinance restrictions.
Does this change the borrower’s interest rate or monthly payment?
The interest rate/monthly payment may be the same or similar to standard FHA financing. The benefit is a better structure and financial stability after closing.
Will there be a second lien or solar lien on the property?
No, there are no second liens, UCC filings, or third-party contracts.
Does the appraisal include the value of solar upgrades?
No. The appraisal must reflect the home value only. The appraiser may comment on the solar system, but solar is excluded from the appraised value.
Can this be used for refinances?
Yes, Hoper allows for rate/term refinances along with purchases
Our All User Feedbacks
What Our Clients Say
Awesome team of individuals who took part in the entire solar process experience with me. The guidance and personal support received is priceless.
Working with The AHA Group has been an absolute game changer. Their program offers a truly unique structure that allows families to achieve homeownership who otherwise would not have been eligible — and I’ve personally seen the impact firsthand. I’ve been able to help multiple families purchase a home thanks to this incredible program.
I had an amazing experience working with Attainable Housing Advocates and the HOPER’s Research Program. Their team was incredibly supportive, knowledgeable, and truly committed to helping families move forward. They took the time to explain everything clearly and guided me step-by-step through the process.
I would recommend this course to anyone buying a house I learned so much helpful information. Things to look for when going through the home buying process. Incredible! They are really looking out for you!
Very nice people and were very helpful. They made the process easy and understandable. I truly appreciate everything that was done for us.
I had a great experince with getting my first home loan through Attainable Housing Advocates the process was very easy and quick making it a very pleasurable experience! Thank you all your help with making our first home happen!
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